Loan against fixed deposit is cheaper and comes with fewer charges.
'Look after your own mother before looking after your neighbour's mother.' 'I don't believe in starving my own mother and feeding sweets to the neighbours.'
You have to grow, and grow fast - that's the DNA of the JSW group, chairman Sajjan Jindal said as JSW Cement made its debut on the stock market mid-August. The remark captured not just the moment but also the momentum of JSW's growth story.
ISRO chairman announces plans for nine major launches by the end of the fiscal year, including the Blue Bird Block2 communication satellite for the US in collaboration with NASA.
The Trump administration is considering requiring all foreign students applying to study in the United States to undergo social media vetting, according to a report in Politico. In preparation for such required vetting, the administration is ordering US embassies and consular sections to pause scheduling new interviews for such student visa applicants. The report noted that if the administration goes ahead with the plan, it could severely slow down the processing of student visas and hurt many universities who rely heavily on foreign students to boost their financial coffers. This move comes days after the Trump administration ordered the Department of Homeland Security to terminate Harvard University's Student and Exchange Visitor Programme (SEVP) certification, a move that meant Harvard could no longer enroll foreign students.
Your AMC shuts shop. Panic? Wait. What happens next isn't what most fear.
Some of the leading life insurance companies have reported a sharp decline in the number of lives covered in FY25, largely due to a slowdown in credit-linked life insurance policies. Stress in the microfinance segment has reduced loan disbursements and, in turn, the flow of new customers to insurers.
According to the witness, Sheena once told her that Indrani administered her wrong medication, and she landed in hospital as a result.
Bandhan Financial Services, which was given a banking licence on Wednesday, hopes to come up with a unique business model, with a mix of doorstep and retail banking.
Majority of Indians do not feel a serious need for financial planning.
'Market momentum and investor interest are at unprecedented levels, making this the opportune moment.'
The IPO wave of 2025 is here, and it's bigger than ever. From fintech unicorns to financial powerhouses and infrastructure giants, some of India's biggest names are all set to make their stock market debut. PhonePe, Zepto, Tata Capital, NSE, NSDL, and JSW Cement are just a few of the highly awaited listings that have investors and analysts buzzing with excitement.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
The Bhagavad Gita reminds us that true peace comes not from the absence of problems, but from the ability to face them with a prepared mind and a steady resolve, says Vatsal Ramaiya, and shows how the Gita helps you to achieve financial peace.
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
With the financial year coming to an end, it's time to do that all important review. And there are a lot of things that need to be taken into consideration. The financial review will include investing in tax-saving instruments under different sections, tax implications of equity and debt instruments and even rejigging the portfolio to keep the asset allocation in line with pre-defined goals.
To prevent companies from submitting unrealistic quotes to bag project contracts across industries, the government is planning to soon roll out a mechanism to curb irrational bidding.
'If we want to pivot meaningfully from a services-driven economy to a technology and manufacturing-led one.'
The 50 per cent US tariff on Indian goods pose a downside risk to growth but the impact is expected to be short-lived for the economy, and consumption demand could see an uptick after the new goods and service tax (GST) rates are implemented which could even offset the external uncertainty, Chief Economic Advisor (CEA) V Anantha Nageswaran reckoned on Friday.
New lower GST rates kicked in from Monday, resulting in a slashing of prices of as many as 375 items ranging from toothpaste and shampoo to cars and television sets, a move seen as an attempt to boost consumption to cushion an economy facing tariff headwinds. Tax rates of 5, 12, 18, and 28 per cent have been clubbed into two rates of 5 per cent and 18 per cent, resulting in a reduced price of 99 per cent of daily use items.
In today's dynamic economic landscape, commerce and management education is crucial for a global career, says Nayagam PP.
Knowledge workers and mid-career professionals in India are hopeful that artificial intelligence will positively impact their roles, even as concerns about job displacement persist, especially among younger professionals, a top official of a human capital management solutions provider has said. At a time when AI has become a critical part of an organisation's functioning, many professionals see the positive possibilities of AI.
It is important that children start their financial education at the earliest.
Whether you're a young professional, a seasoned entrepreneur, or someone simply looking to take control of your financial future, adopting these principles can be life-changing, says Ramalingam Kalirajan
Pakistan has approached the Asian Development Bank (ADB) for a USD 7 billion loan to upgrade a major railway line after China apparently declined to support the project. The development of Mainline-I (ML-I) railways between Peshawar and Karachi is stuck due to a lack of funds.
Do not argue, debate or dispute on any topic with someone who may be contemplating suicide or self harm, warns psychologist Dr Sahir Jamati.
'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'
'Indian markets may underperform global peers for the next two quarters.' 'But beyond that, India should catch up and resume its long-term growth path.'
Tough times don't last, but tough people -- and smart financial strategies - do, says Ramalingam Kalirajan
Indication of a potential US Federal Reserve rate cut may trigger optimism in the domestic equity market, with investors' attention shifting to the looming deadline for additional US tariffs on Indian goods in a holiday-shortened week ahead, analysts said.
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
Managing your finances together through proper planning from this moment on is as crucial as fulfilling your marital vows. InvestmentYogi tells you how and why.
IPOs have been the flavour of the season for some time. But the coming together of three mega IPOs, from diverse businesses and historic relevance, could tell a story that's still in the making, points out Nivedita Mookerji.
While your own business gives you a lot of freedom, the responsibilities also increase manifold.
The statement did not name any country. But the US has often blamed India and China for purchasing Russian oil even when there are no tariffs on Beijing for it.
'We want to clear these pending refunds so that no issues arise once the new I-T Act takes effect.'
Let's Make Savings As Exciting As Spending. This World Savings Day, rediffGURUS Nitin Narkhede, Milind Vadjikar and Ramalingam Kalirajan are all set to answer your queries on savings and investments.
Given the stronger rural activity, and potential goods and services tax (GST) impact, investors are bullish on the two-wheeler (2W) segment. In August, dealers in the domestic market picked up 11 per cent more 2Ws year-on-year (Y-o-Y), despite only 2 per cent growth in retail registrations. This indicates inventory stocking ahead of the festival season. Export trends were good. TVS Motor and Royal Enfield may have gained domestic market share.
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